Oh Canada!

As soon as you land in Canada, your mind will be hovering over saving money and calculating the expenses in your home country's currency. Canada is a beautiful country and a safe place to live in, however, the cost of living is huge in Canada.

The good news is that you can save a lot of money by spending a few mins with your smartphone. I'm going to list a few offers and referrals/discounts below, which will really save you good money on the day of landing or even before landing. You can even make your first trip from the Airport to your Airbnb free of cost!

For Canadians looking to save money, there are numerous websites and apps available that cater to a variety of needs:

General Money-Saving and Budgeting Apps:

Butter Rewards - Manages and saves money on subscriptions.
Checkout 51 - Offers cash back for household shopping.
Dollarbird - Helps with scheduling and managing payments.
Drop - Rewards points on everyday spending, redeemable at major retailers.
Flipp - Provides weekly deals and coupons.
Gas Buddy - Finds the cheapest gas prices.
Groupon - Deals and coupons for various services and products.
Mint - Tracks spending and net worth.
Mylo - Rounds up purchases and invests the difference.
Rakuten - Cash back for online purchases.
Wellspent - Tracks spending and emotional spending patterns.
You Need a Budget (YNAB) - Comprehensive budgeting tool.

Coupon and Discount Websites:

Checkout 51, Groupon, Websaver.ca, Coupons.ca, BargainMoose, Red Flag Deals - Offer a range of coupons and deals.
Reebee, Flipp, Caddle, Save a Loonie, Valpak, Simplyfrugal.ca, Save.ca, Flashfood, Wagjag - Local shopping coupons.
Swagbucks, Honey, Rakuten, RetailMeNot, Amazon Coupons (Canada), Dealhack.ca, Free Stuff Finder, Everysaving.ca - Online shopping deals and coupons.
Canadian Free Stuff, Free.ca, P&G Good Every Day, Tasty Rewards, Walmart Coupons, Tim Hortons Rewards, Starbucks Rewards, A&W Rewards - Manufacturer-specific coupons and rewards.

These tools offer a variety of features from tracking spending, managing budgets, earning cash back, to finding the best deals and coupons for both online and local shopping. Utilizing these resources

Click on the below categories to explore

Transit

For $50 in ride credit, download the Lyft app using my referral link. It's the most affordable ride in town.

Food

Hungry? Get $10 off your first Uber Eats order of $20 or more. Terms apply. Use my code at checkout: eats-vinoda21j1ue

DoorDash is a great way to support local restaurants with safe, no-contact delivery. Get CA$45 off (CA$15 off each of your first 3 orders) when you sign up with this link:

You should order with SkipTheDishes as well! Sign up with this link to get $5 off your first order over $15:

Grocery Delivery

Instacart makes it easy to order from your favorite stores. Shop for items from stores near you, with a selection of more than 500 retailers and trusted local grocers across North America

1. Download instacart app 2. Add $50+ to your cart from local grocery stores (Walmart, Costco, etc) 3. Select Credit card as payment method 4. Redeem code: HOLIDAY30

Discount applies only to your first order.

Freshonthego: a part of SV Home Products is a dedicated online grocery store in Greater Toronto Area, for sale of products native to India. And remember, no minimum order required.

Goodiegrocer: Goodie Grocers always delivers fresh produce and well packaged items. We have only had positive experiences so far and will continue to order from them for free delivery.

Banking Needs

Canada has a robust and safe financial system. For day-to-day banking needs, newcomers can choose from a variety of financial institutions including traditional banks, online banks, and credit unions. Below are the points to consider before opening a bank account

Monthly Fees

Newcomer Offers

Interest Rates

ATM fees

Let me list you the best up-to-date bank offers for newcomers to open an account without credit history, Many banks offers 300$ credit to your account with reasonable terms and conditions. Please read through the links craefully for details

RBC Bank Offers:

Get everything you need for a great financial start in Canada―with these products, services and offers designed especially for newcomers

CIBC Bank Offers:

Get $300 after you open a CIBC Smart Account for Newcomers as your first CIBC chequing account. Plus, pay no monthly fee for one year.

Scotia Bank Offers:

With the StartRight program, you can bank without monthly account fees3 and get a credit card with no credit history

TD bank offers:

The TD Unlimited Chequing Account is ideal for your convenient day-to-day banking. Enjoy a special offer only for newcomers to Canada of no monthly fees for 12 months with $300 when you open a new account:

Investment

Remitly: Send money online faster and more securely to more than 80+ countries with Remitly, and discover their great exchange rates and low transfer fees.

Wealthsimple: Wealthsimple is the smart way to invest, trade, save, spend and file your taxes. Do more with your money with our smart financial tools and methods. Use this link, and get TWO free stocks to trade.

EQ Bank's : main appeal is their higher interest rates compared to the big banks. Currently, EQ Bank pays 1.25% interest while High Interest Savings accounts of the big banks like RBC and TD only pays around 0.05%

About

Who we are and what we do?

I'm an immigrant from India based out of GTA area, Canada. I'm here to provide leads to help people save money in Canada by providing deals/offers/referrals.

Get in touch!

Email: studyvinkum@gmail.com

Canada Saving